Marketplace Lending, Financial Analysis, and the Future of Credit: Integration, Profitability, and Risk Management

  • 7h 5m
  • Ioannis Akkizidis, Manuel Stagars
  • John Wiley & Sons (UK)
  • 2016

Marketplace Lending, Financial Analysis, and the Future of Credit clearly explains why financial credit institutions need to further innovate within the financial technology arena. Through this text, you access a framework for applying innovative strategies in credit services. Provided and supported by financial institutions and entrepreneurs, the information in this engaging book encompasses printed guidance and digital ancillaries.

Peer-to-peer lenders are steadily growing within the financial market. Integrating peer-to-peer lending into established credit institutions could strengthen the financial sector as a whole, and could lead to the incorporation of stronger risk and profitability management strategies.

  • Explain (or Explore) approaches and challenges in financial analysis applied to credit risk and profitability
  • Explore additional information provided via digital ancillaries, which will further support your understanding and application of key concepts
  • Navigate the information organised into three subject areas: describing a new business model, knowledge integration, and proposing a new model for the Hybrid Financial Sector
  • Understand how the rise of fintech fits into context within the current financial system
  • Follow discussion of the current status quo and role of innovation in the financial industry, and consider the financial technology innovation landscape from the perspective of an entrepreneur

Marketplace Lending, Financial Analysis, and the Future of Credit is a critical text that bridges the gap in understanding between financial technology entrepreneurs and credit institutions.

In this Book

  • About the Website
  • Introduction
  • Introduction to the Business Models in Financial Technology
  • How Does Online Lending Work? an Overview with a Focus on Marketplace Lending
  • What Made the Rise of Online Lending Possible?
  • Why FinTech Lives outside of Banks
  • Financial Contracts
  • Markets
  • Counterparties
  • Behavior Risk
  • Credit Exposures
  • Credit Enhancements
  • Systemic and Concentration Risks
  • Liquidity, Value, Income, Risk and New Production
  • Profitability and Risk of Marketplace Loans
  • Digital Competencies and Digital Dilemmas
  • Digital Strategy
  • The Hybrid Financial Sector
  • Unified Analytics
  • Bibliography
SHOW MORE
FREE ACCESS