Course details

Credit Analysis and Loan Pricing and Regulations

Credit Analysis and Loan Pricing and Regulations


Overview/Description
Target Audience
Expected Duration
Lesson Objectives
Course Number


Overview/Description
The credit crisis of the early 21st century has been a stark reminder to financial organizations of the inherent risks involved in extending large amounts of credit. Banks have revisited their credit procedures and have a renewed emphasis on credit analysis and pricing loans correctly to reflect the associated credit risks. A robust credit risk analysis process will ensure that banks can better judge the amount of credit risk that they are willing to undertake and what kind of measures they should take to protect themselves from such risks. It is also important for banks to understand lending regulations that are set up to protect them from holding illiquid assets and becoming insolvent. This course introduces the basics of credit analysis and the general process for conducting it. It then discusses the components of loan pricing and describes how banks' lending policies are regulated by the banking authorities.

Target Audience
Financial services professionals, consultants, and sales professionals interested in providing or selling products and services to banks, investment companies, and other financial corporations, and everyone interested in different types of credit risk analyses

Expected Duration (hours)
0.5

Lesson Objectives

Credit Analysis and Loan Pricing and Regulations

  • define growing risks for the credit market
  • recognize the issues that affect credit analysis at the country level
  • identify the steps in a corporate credit analysis process
  • recognize the steps involved in the individual and small business credit analysis process
  • recognize credit analysis, and its processes and considerations
  • describe the principles in pricing loans
  • recognize the steps in the bank regulation examination process
  • describe loan principles and identify lending regulations processes
  • Course Number:
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