Digital Bank: Strategies to Launch or Become a Digital Bank

  • 5h 3m
  • Chris Skinner
  • Marshall Cavendish
  • 2014

Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitized, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies.

Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.

About the Author

Chris Skinner is best known as an independent commentator on the financial markets through the Finanser ( and Chair of the European networking forum The Financial Services Club, which he founded in 2004. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues. More can be discovered about Chris here:

In this Book

  • Digital Bank—Strategies to Launch or Become A Digital Bank
  • Introduction
  • Why We Need Digital Banks
  • Designing Digital Banks without Branches
  • Digital Banks Do Not Have Channels
  • Building Relationships through Digital Banking
  • Technologies Create a Digital Bank Storm
  • Mobile Fuels Digital Banking
  • Digital Banks Are Social Banks
  • Digital Banks Fight Data Wars
  • Making Digital Banks Secure
  • Becoming A Digital Bank
  • Digital Banks Are Still Banks
  • The New Economics of Digital Banking
  • Launching the Digital Bank
  • Banco Sabadell (Spain)—Pol Navarro
  • Barclays Bank (UK)—Mike Walters
  • Bitcoin (global)—Donald Norman
  • Fidor Bank (Germany)—Matthias Kroner
  • First Direct (UK)—Paul Say
  • mBANK (Poland)—Michal Panowicz
  • Moven (USA)—Brett King
  • M-PESA (Kenya)—John Maynard
  • Simple (USA)—Shamir Karkal
  • SWIFT (global)—Kosta Peric
  • The Currency Cloud (Global)—Michael Laven